Will you provide check cashing services (i.e. offer cash back from checks you receive), money transmission services or sell financial instruments such as money orders or travelers checks? Will you send or receive wires to/from countries outside of the United States? Will you deposit or withdraw more than $120,000 in cash, travelers’ checks or money orders each month? Will you hold or transact any funds in these accounts that belong to one or more of your customers and are not part of your business’ operating funds?
(e.g., Will any funds be held as an investment for a client, or used to settle funds similar to an investment service or trust arrangement?) WWill you provide currency exchanging or dealing services for your clients?